If you own a small business sometimes the debt of that business is not that small. Your expenditures may have over run your profit and you may need a loan to tide you over until the black overtakes the red in your accounting book. The need to for a debt consolidation loan in for [...]
Read More... Running a business is no menial task. Apart from painstaking activities, it also requires a lot of shrewd strategies to not just survive but also achieve success. In such struggles, finance should not pose a problem in any of your endeavors.
Business Loans, as the name suggests, are loans that you can avail to pump [...]
Debt financing has never been popular with small business owners. why it is being avoided as if it is a disease. It can become a financial burden with the high interest rate that is pegged to unsecured credit facilities. However do not discount debt financing, as it can be a good way to raise [...]
Read More... What is the mantra of a successful business? Well, it might be strong determination to produce maximum benefits. But to have that determination, you need money which is required in almost everything for fostering your business. To help you get the same, small business finance has emerged in the loan market.
Small business finance is [...]
Business is fertile field, yielding money and you need money to sow the seed. Business without funds is just impossible to grow. We always need financial backup for business whether to start a new one or just to keep an existing one running smoothly.
Basically in the present scenario there are many type of business [...]
In the secured low interest business loan, borrower has to place some valuable collateral like machinery, land or valuable documents against the approval of the loan amount. Therefore, borrower enjoys flexible terms like larger amount, longer repayment option and lower interest rate against the placement of the property.
Whereas if borrower is looking for the [...]
The celebration of Christmas on December 25th is a high point in a year. People like to shop, make merry, dance and dine with their dear ones. As it comes at the end of the month everyone will be short of money. We hope Santa Claus to come and end our perturbations so that [...]
Read More... ICICI Bank’s unsecured smart business loan is collateral free. It provides working capital assistance in two variants payable in the form of equated monthly installments:
• Overdraft Facility
• Term Loan
Overdraft Facility
ICICI Bank extend your account limit and you can withdraw any amount upto the limit sanctioned. Bank charge interest only on the amount utilized.
Payment method
You [...]
Diwali offers on loans can fulfil your dream home may just be within your reach. The slash in retail asset growth and competitive pressure have forced banks to reduce rates on retail loans.
ICICI has cut rates marginally by 25-50 basis points on home, car and personal loans, as part of its festive offer. On [...]
Business loans are widely available in financial market. Apart from private individuals offering business loans, there are many other options also. Many government-sponsored schemes, designed to assist new businesses, are in the market. There are many ifs and buts when it comes to government grants and loans. These loans depend on many things like [...]
Read More... A consumer commission has ordered ICICI Bank, the country’s largest private sector Bank, a whopping Rs.50 lakh for employing “goons” to recover loan.The client who defaulted on loan had approached the consumer affairs commission in Delhi complaining of use of force by the bank’s recovery agents.
The Delhi Consumer Commission also ordered the bank to [...]
Too many business players in the market but there’s an urge to remain in the competition through out and rise above all. Managing a business firm is not a child’s play.
Learn how to effectively manage a business by investing in it rightly.
Invest right and reap rich!
Business loans are offered to any one wanting to [...]
Life these days have become so expensive that it is virtually impossible for people to survive without opting for loans. Now people who apply for loans want it to be granted to them as quickly as possible. It is not difficult to understand this urgency. They might be confronting some urgent need emanating of [...]
Read More... From the last few months, the RBI was constantly criticised for failing to rein in errant banks.RBI Governor’s words were loud and clear keep your recovery agents under control or face a temporary or permanent ban on using outsourced services.
According to RBI Governor, Dr Y V Reddy , “If there are repeated complaints in [...]