Business Loans India | Commercial Loans | Small Business Loans | Business Overdraft | Loan For Entrepreneurs | Loan For Self Employed

Business loans without personal guarantees are one of those investment options that have been designed especially for entrepreneurs looking to secure quick funding based solely on their B-plans. When a company invests in your idea, they are providing you credit for virtually nothing in return. It is thus natural that they will ensure the [...]

A guarantee is basically a promise to satisfy the performance of an agreement. A guaranty is similar, but is used to satisfy the performance of a loan by an individual. Analysis of credit and guaranties is a discipline that only the most qualified people should perform. Investigating guaranties is never performed alone -it is [...]

Every enterprise wants to have bank finance to supplement their fixed or working capital requirement. Normally for any business, debt to owners capital need to be 2:1 with some exceptions for some industries like software. Debts can be arranged in different ways including bonds, fixed deposits, bank loans etc.
For bank loans, different banks have [...]

Starting a small business venture calls for the use of funds. The funds are required for many purposes like setting up the premises, which can be done by either leasing or renting. Other logistics involved in setting up the venture also call for use of more money, for example, registration and business plan development. [...]

Whereupon you possess your own company, governing the capital may be met with an extensive responsibility. In spite of how efficiently you prepare, there will be periods at which you feel a pinch for working capital hurriedly and literally do not possess the money in your savings account. Then and there, business loans and [...]

Bajaj Finance and the public sector Central Bank of India on Wednesday entered into an alliance to co-finance retail and small and medium enterprises (SMEs).
Central Bank will provide an initial corpus of Rs 1,000 crore for the purpose. Rahul Bajaj, chairman of Bajaj Finance, said this was the first tie-up of its kind between [...]

In the world of business, time is of great essence because every minute counts when it comes to making or breaking a deal. Even the foundation of a business depends a lot on time. Someone who has a good deal of reputation as a man with business intelligence that can be a potential revenue [...]

After State Bank of India (SBI) and ICICI Bank, it is now Bank of India (BoI) which has come out in the open with ‘Star Own Your Home’ offer. Under the new home loan plan, the bank will charge 8 per cent fixed rate for first two years for upto Rs.30 lakhs. The interest [...]

Small business loans are one of the most suitable help in the world of business. Due to massive competition and vast opportunities, it is no longer difficult to arrange the money for business at time of emergency. This money can be used for both purposes whether you are commencing a business or expanding the [...]

Many people have a great business idea, something they believe in and know will do well, if only they had enough money to get it up and running. Other people may have an existing business that is experiencing a temporary lack of capital and only need some money to tide them over. This is [...]

As a small business owner, your most difficult task is finding the money to control your business. Taking the necessary steps to prepare for small business loans can minimize the difficulty.
Banks and other lending institutions estimate the risk involved, thus turning down these funds requests from startup businesses. Yet, you can still get this [...]

Establishing a business is not an easy task. It requires lot of hard work, efforts, and last but not least money. It is not possible for every entrepreneur to arrange the cash for business from own source. Generally, businessmen love to take loans to meet the immediate requirement of business. But, not all lucky [...]

Many people have a great business idea, something they believe in and know will do well, if only they had enough money to get it up and running. Other people may have an existing business that is experiencing a temporary lack of capital and only need some money to tide them over. This is [...]

Reflecting a turnaround in credit demand, public sector lender, IDBI Bank, plans to disburse credit worth Rs 6,000 crore to small and micro enterprises (SMEs) in the current financial year.
There was an improvement in business sentiment and segments like auto components and garments reported a better outlook, Executive Director, T R Bajalia said. The [...]